Money Can’t Buy Happiness, 5 Tips to Stop Money Stress
We have all heard the saying “money can’t buy happiness” and we all know it is true, but that has not stopped us from worrying like crazy over all of the money woes that come with life. We all have families to support, food to buy and bills to pay, but that doesn’t mean we have to stress about money. This topic used to keep me up at night, make me cry and generally make me anxious. It took me a while but I have learned not to stress about money. Here are some of the ways that I managed to get rid of all (Okay MOST) of that money stress.
Track Your Money
Do you know where your money is going? The first step to getting over money stress is to know where it is going in the first place. There are plenty of apps you can use or even a simple pen and paper will work. When I started tracking my spending I was shocked at how much money I was spending eating at restaurants. I started bringing my lunch to work and saved a huge chunk of money. Track your money and look for easy ways to cut your spending.
Build a Budget
You knew this was going to be on here, and budget is not a bad word! I really thought I would feel restricted by a budget and it would stress me out even more, but a friend introduced me to Dave Ramsey and I loved his simple straightforward way of budgeting and getting out of debt. If you can’t afford something from Dave Ramsey, check out The Budget Mama for some great tips and a free worksheet to help you get started on your budget.
Find a Side Hustle
There are a lot of things that you can do for a little bit of side income if you really find yourself in a financial jam. Sell stuff on Ebay, mow lawns, babysit, write, edit, proofread, web design, the list goes on. Don’t believe me? Check out Side Hustle Nation’s 99 Side Hustle Business Ideas. There is a way for you to create some extra income to help ease you financial woes.
Be Thankful For What You Have
I know the neighbor just bought a boat, and you really want that killer pair of Jimmy Choo pumps, but look around you and be thankful for the things you already have. If you look up and see a ceiling, be thankful that you have a roof over your head. If you look in the kitchen and find food, be thankful that you are not hungry. If you look down at your children and see them smiling up at you, be thankful for your family.
Part of learning to be happy, is learning to be grateful for the things that you already have. If you need are looking around and not seeing anything to be grateful for, take my 7 day gratitude challenge to start seeing all of the wonderful things you already have in your life.
Give it to God
Psalm 55:22 reads “Cast your burden on the Lord, and he will sustain you; he will never permit the righteous to be moved.” Praying about any of my issues always helps, even money. God will listen to all of your worries and take that burden on for you if you will let Him. If you have done everything else on this list, the rest is out of your control, so give it to God.
Money is a part of life, and managing it does not have to be that stressful. Using these 5 tips can cut the money stress and help you focus on finding your way to happiness.
- Learn where you are spending your money and make a budget.
- If your expenses add up to more than your income, find a side hustle to help make up the difference
- Be Thankful for What You Have
- Give it to God